Klarna | Buy Now Pay Later

Make shopping stress free with the benefit of paying through Klarna.

Here at 4^th we like to make things easy and what could be easier than trying your items first and paying for them later. No more waiting for payday to get those goods!

What does pay later mean?

Exactly as it says – buy now pay later. Order some of our pieces and try them in the comfort of your home, if you’re not satisfied then return as usual. If you keep part or all of your order you will be required to make payment 30 days later. There’s nothing more to it!

What do I need?

Don’t panic all you need is:

To be over 18 years of age
A UK bank account
A residential UK address

How does Pay in 30 days work?

Shop – Do what we all do best and shop till you drop. Browse our new-in and find some fabulous bits to add to your basket.
Checkout – Once your items are in the bag and ready to be brought, head to checkout as usual. The only difference is remembering to change your payment method and click Klarna where it will ask for your date of birth. Place your order and you’re done, sit back and relax for 30 days!
Pay – You then have 30 days after your purchase to make your payment. Keep track of your purchases through the Klarna app, where you will also have the option to pay off early, snooze or report a return.

Pay Later Terms and Conditions -> (link)

You can also pay in 3 interest-free instalments

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees. Select the Klarna option and enter your debit or credit card information. To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score.

No interest. No fees. No impact to your credit score.

A new way to pay that's an alternative to a credit card.
3 instalments gives you flexibility to shop without interest or hidden fees.
Not making your payment on time could affect your ability to use Klarna in the future. - Debt collection agencies are used as a last resort.

You must be 18+ and a UK resident to be eligible for this credit offer. Pay in 3 Terms and Conditions -> (link )

About Klarna

With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorised purchases.

For frequently asked questions

Visit there FAQ (https://www.klarna.com/uk/customer-service/) page to find out more about using Klarna.

At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth checkout options give you more time and control so you can focus on the things you love.

More than 90 million shoppers are using Klarna.
200,000 retailers are working with us worldwide.
We’re one Europe’s largest banks and we’ve been powering online checkouts for over 15 years.

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.

Tudorknight Ltd is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.